Fees for Chapter 7
Since every case that comes into our office is different, it's difficult to give a firm price quote. For example a simple bankruptcy might include no more than 5-6 creditors while a complex bankruptcy involving a business might have 100 or more.

However price is usually the first thing a client wants to know so we'll give the following general guidelines. Remember that we cannot quote you fees until we know the specifics of your case.

Filing fee with the U.S. Bankruptcy court: $306.00
Attorney representation including all paperwork and court appearances: $1000.00
Add joint filing (husband and wife): $100
Add over 10 creditors: $100 per additional 25.
Add business involved: $100-$500
Add special circumstances including hardship discharge appeal for student loan, multiple reaffirmation agreements, defense of fraud allegations, or complex real estate issues: (none of these are common) $100-1000.
Fees for Chapter 13
$1000 retainer which includes a court filing fee of $281.00. This payment is due up front.
$2800 deducted from your Chapter 13 plan payments over the 3-5 year duration of the case. ($4000 for business cases)

Because a Chapter 13 bankruptcy involves a consolidation of your debt into a single payment and because that payment is generally based on your income, the attorney fees may NOT increase your monthly payment. For this reason we try and bill the majority of our fees through the Chapter 13 plan.

In Sacramento and other Eastern District courts, $3500 is the statutory limit for individuals and $5000 is the statutory limit for business cases. For this reason Chapter 13 fees don't vary like they do for a Chapter 7.

Sacramento Bankruptcy Center